Don't Wait 30+ Days to Get Paid
Convert approved invoices into working capital immediately with Pavanam.
Apply for MSME Loan
WHAT IS SALES DISCOUNTING?
Turn Your Approved Invoices into Faster Cash Flow
Sales Invoice Discounting helps you access immediate working capital against approved sales invoices. Instead of waiting 30, 60, or even 90 days for payments, Pavanam enables you to unlock funds early, improving cash flow while keeping your business operations running smoothly.
How Sales Invoice Discounting Works?
Raise Invoice
Generate an unpaid B2B sales invoice.
Upload Details
Upload the invoice along with GSTN and buyer details onto Pavanam Finance.
Automated Check
Automated credit evaluation followed by rapid approval.
Direct Disbursal
Up to 100% of the invoice amount, funded promptly.
Why Avail Sales Invoice Discounting with Pavanam Finance?
Lower Interest
Competitive rates compared to unsecured loans.
Non-Recourse Structure
Backed by buyer credit strength
Fast Processing
Quick verification and faster approvals.
Quick Disbursal
Funds released soon after approval.
100% Digital
Paperless onboarding with minimal documentation.
Check Your Eligibility
Before You Apply
Invoice Criteria
₹1L+, under 180 days tenor.
Buyer Profile
Corporates or MSMEs with a solid track record.
Seller
GST-registered with a minimum ₹1Cr turnover.
Turn Payment Delays into Business Momentum
Our Blogs
What is Invoice Discounting?
Every small business is riddled with the same issue - the wait between raising an invoice and actually getting paid. This blog breaks down how invoice discounting by Pavanam Finance lets you unlock cash tied up in unpaid invoices, while illustrating a real-world example of how this product offering keeps operations running without any new debt.
Vendor Finance vs Factoring
Vendor finance and factoring both ease cash flow pressure, but solve opposite problems. one eases what you owe, the other speeds up what's owed to you.
Frequently Asked
Questions
Still have questions? Know about Pavanam Finance, our financing solutions, eligibility criteria and more.
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